Business Products and Services

Comprehensive Active Employee Health Care Solutions

		Quote solicitation for both Fully Insured Heath Plans and Self-Funded Health and Prescription Plans including our own IBSI Plans. Our programs include robust medical management and aggressive pharmacy benefit management.
		Employer sponsored or voluntary life, disability, dental, long term care, and vision benefit programs.
		Plan implemenation and benefit communication services.
		Data Analysis.

Comprehensive Retiree Health Care Solutions

		Post-65 Retiree Health Care programs both fully-insured and self-funded.
		Pre-65 Retiree Health Care programs both fully insured and self-funded.
		Pharmacy both fully insured and self-funded.

Integrated Administration of Benefits

		Medical and dental claims
		HIPAA and COBRA administration
		Sections 125 and 105
		Voluntary Benefits
		Medical Claim Management
		Employee Assistance Programs
		24-hour help line
		Consolidated benefit reporting packages